Is now the time to Refinance your Home Loan?

With rising mortgage rates looming on the horizon, is now the
time to refinance to lower your payment, or take cash out for
improvements or investing? Call Western Realty Finance,
Dave Van Waldick, Carlsbad Ca. 92011. 760-599-1261.

Visit My Website Here for more Information

NMLS# 345616 / Ca BRE# 01065844

How to Start or Grow a Small Business

Want to Start or Grow a Business? This easy to follow guide will help get you there.

While the below list will not get you an MBA or impress an employer, it will provide the daily guide on how to start or grow any company that has a product or service to sell.
Millions of entrepreneurs have great skills and background in their chosen profession or business. However, what they truly lack is just a few simple procedures and resources. the below list of daily, weekly, monthly routine actions and guides, along with a massive amount of effort and focus on the end goal of making a living at what you do or love, will ensure that at the very least, you are doing 90% of the right things. From there it is a matter of trying new actions and watching for feedback from the sales or personal reactions you are trying to grow.

Ok, here we go:
1. Develop a summary business and marketing plan, and P and L.
2. Partner with a product provider that meets the need.
3. Partner with a marketing partner(s) who has a large client base.
4. Ask for help from those who are qualified to give it.
5. Find a mentor who can lead you where you want to go.
6. Serve clients, employees, and partners.
7. Ask for compensation and investment capital to grow.
8. Develop an exit strategy to sell and monetize.
9. Stay up to date by daily reading and research.
10. Stay focused on the goal.
11. Daily exercise.
12. Eat right.
13. Sleep well
14. Daily spiritual time to read, pray, daydream,
15. Treat others well in and outside the business.
16. Help someone else make improvement in their life.
17. Challenge yourself and others to be better each day.
18. Take care of yourself and those around you.
19. Tell someone you love that they are special.
20. Be thankful daily for what you have received thus far.

                   Homes | Loans | Investments Advisors

This list of actions seems quite simple, and at the core all these are very achievable by almost anyone. The difference between successfully growing your mortgage or real estate business and just spending time and money is having an overall daily plan and working relentlessly on that plan.

Good luck with your business growth plan.

David Van Waldick

President
Western Associates
Cell: 760-672-0145
EM: dave@wrfco.com
701 Palomar Airport Rd., #300 | Carlsbad Ca. 92011
BRE#01065844 / NMLS#345616

“Building Wealth One Client at a Time”

Home Owners For Hope Foundation

Dave Van Waldick recently started a non-profit organization called Homeowners For Hope Foundation, to help voice the frustrations of millions of Americans at risk of foreclosure in the next 6-12 months. This after the government gave $120 BILLION dollars to the 4 major banks (B of A, Wells Fargo, Chase, and Citi) to help homeowners, the banks continue to ignore, confuse, and intimidate homeowners so they can be more profitable.




Dave recently organized and led a home owner support rally in downtown San Diego in front of Chase Bank. With supporters holding signs and walking in demonstration they were able to attract local news Channels 10 and 4 for interviews. Channel 10 news anchor Steve Fiorini and his crew spend almost an hour interviewing the H4H.org group, as well as noontime pedestrians and homeowners who have been foreclosed on. We thank the news stations for the coverage and support of millions of hard working taxpayers who only want to prevent losing their homes to foreclosure and move on with taking care of their families and re-gaining financial stabilty.

Why Aren’t Lenders Doing More Loan Modifications?

What type of help can be expected from the lenders and servicers?
Typically, when a borrower falls behind on a mortgage, there are few programs available to help them get current. Refinances are generally out of the question, and bankruptcy is not a viable option for most people. What can homeowners then expect from the Servicer?

Read more here: http://tinyurl.com/nc6kew