Worried about your lack of income, maxed out credit cards or extreme debt? The average American household carries over $10,000 in credit card debt, and that doesn't include student loans or home mortgages. It all starts with this moment and how you feel and relate to money. Respecting money and appreciating it can help bring more to you.
- Talk about what you want to have versus what you haven't gotten.
- Take a potential mentor or advisor to coffee or lunch. But, don't overuse their time.
- Read about finances and investing.
- Ask for discounts every time you buy something.
- Use credit cards with the best rewards and switch to low interest cards.
- Create clear financial goals.
- Save 10 percent of everything you earn. Put it is a separate account.
- Clean out your closet and donate used clothing.
- Give money to a homeless person without expectation.
- Write a thank you note to an organization, or person you appreciate and respect.
- Start planning for the vacation you keep dreaming about.
- Hang around financially abundant folks.
- Don't spend money to feel good. Learn to feel good about NOT spending money.
- Put all your energy into faith that more money is on its way to you.
- Be grateful.
- Collect change from around the house.
- Sell stuff on Craigslist or eBay.
- Create products to sell online.
- Switch phone providers. Or call your current one and ask for a discount.
- Get rid of cable and use Netflix's or other similar services.
- Take advantage of rebates and coupons.
- Ask for a raise.
- Sell your old mobile phone and tech products.
- Freelance your talent and skills.
- House, baby or pet sit.
- Let go of attachment to the outcome of your actions.
- Focus on feeling secure in this moment.
- Learn and forgive your past money mistakes.
- Visualize yourself with financial abundance.
- Have faith more abundance is on its way.
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